Money moves.
Instantly.

Send, spend, and save in 50+ currencies. No hidden fees. The finance app [N] people trust for everyday transfers.

9:41

Total Balance

$12,847.50

+$340.00 this week

Recent

SM

Sarah M.

Today, 2:14 PM

-$240.00
JK

James K.

Yesterday

+$1,200.00
NF

Netflix

Mar 18

-$15.99
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2.[N]M

Downloads & counting

50+

Currencies

[N]

Countries

INSTANT TRANSFERS 50+ CURRENCIES ZERO FEES BANK-LEVEL SECURITY INSTANT TRANSFERS 50+ CURRENCIES ZERO FEES BANK-LEVEL SECURITY

Everything you need

Four powerful features. One app.

Instant Transfers

Zero fees on domestic

Send Money

$500.00

To: Sarah M.

SM
JK
AL
+
Send Now

Send money to anyone, anywhere. Arrives in seconds, not days.

Smart Analytics

Spending

Mar 2026

Categorized spending with trends.

50+ Currencies

🇺🇸 USD
$5,240
🇪🇺 EUR
€3,180
🇬🇧 GBP
£1,920

+ 47 more currencies

Up and running in 3 minutes

1

Download the app

Free on iOS and Android. Takes 10 seconds.

2

Verify your identity

Quick selfie + ID scan. Usually done in under 2 minutes.

3

Start sending money

Add funds via bank transfer or card. Send your first payment.

How we compare

Payflow
Traditional Bank
Domestic Transfer
Free
Free – $10
International Fee
0.5% FX markup
$25–50 + 2–4% FX
Transfer Speed
Instant (domestic)
Same day – 3 days
FDIC / Deposit Insurance
Via partner bank
Direct
Currencies
50+
5–10

What people say

"I send rent money to my roommate in EUR every month. Used to lose $30+ on bank wire fees. Payflow does the conversion at mid-market rate and it arrives in seconds, not days."

MR

@marcusreyes

Uses multi-currency transfers

"The spending breakdown actually caught a subscription I forgot about. Cancelled it, saved $47/month. The bar chart showing weekly spending by category is genuinely useful."

JL

@jenlee_design

Uses spending insights

"Verification took about 90 seconds, not the 2 minutes they claim. Sent my first payment within 5 minutes of downloading. Only complaint: wish they supported crypto withdrawals."

DK

@devkwon

Joined 3 weeks ago

"I keep GBP, USD, and EUR balances. When I travel, I just pay with the local currency balance directly. No conversion fee surprises at checkout. One time it was slow (~10s) but usually instant."

Your money,
your way.

Join [N] people who already use Payflow for everyday transfers and multi-currency spending.

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Welcome back

$12,847.50

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Request
Sarah M.
-$240
James K.
+$1,200